Your Guides on Money and Finance

How to Create a Family Budget

For singles, creating a budget is relatively easy. They tend to have a good handle on how much money they have coming in, and when tracking expenses, they only have their own to think about. But creating a family budget is a whole new ball game. Most families have multiple sources of income. And when there are multiple spenders, that makes things much more confusing. This is one of the main reasons that families lack a formal budget.... ❯❯❯

Have You Tried These 4 Ways of Making Money on Instagram Yet?

There are several ways to make money on Instagram like buying ads, shout outs, and a host of others in between with varying degrees of difficulty as you go from one to the next. Instagram is no doubt a major marketing channel where social and commerce meet. What started as a photo/video sharing platform is now in the big picture boasting over 800million monthly active users and counting, according to recent reports. Indeed if a... ❯❯❯

Seniors - How to Live Comfortably on Less

For senior people, there're many more things to consider, such as finding a good elder care service etc. Whether you are newly retired or have been for some time, adjusting to a fixed income can be difficult. After years of spending and earning, it is time to settle in and create a budget - designed to not only stretch your savings but also to give you the quality of life you deserve. The usual saving strategies still apply, such as... ❯❯❯

Moving In Together? How to Deal with Household Costs

Moving in together with your partner is a big step in a relationship. It is also a big step in regards to finances. Moving in together can ease the burden on both of your wallets as household costs will more than likely be shared by both of you. Advance planning is necessary for a smooth transition. Running a household can be expensive and there are many different factors to take into consideration. The first thing you need to figure... ❯❯❯

The Real Cost of Smoking

Despite warning labels and the excessive cost, people still continue to smoke cigarettes. There are many reasons to kick the habit. Cigarettes now cost anywhere from eight, ten, or even twelve dollars per pack and if you smoke a pack a day, you will have spent upwards of three thousand dollars in one year. If there is more than one smoker in the home, the cost is off the charts. Even though the price keeps going up and up and up,... ❯❯❯

How To Become A Successful Crypto Trader

If you are going to put money in cryptocurrency for the first time, we suggest that you follow cryptocurrency news and get at least a basic understanding of the blockchain industry. In this article, we are going to give you 5 tips and tricks that will help you become a better investor. Keeping these tips in mind, it will be easier for you to achieve success as a beginner... ❯❯❯

How To Predict Mortgage Rates

According to real estate and housing experts, you can learn to predict mortgage rates too. Many people, particularly, first-home buyers, tend to shop around for the cheapest mortgage rate that they see not knowing, or understanding, that these rates dip and fall. According to real estate experts, if you get an understanding of how mortgage rates work, you will be in a far better position to land one that really works for you... ❯❯❯

Saving Money on Flight Tickets and Hotels with a VPN

How to use VPN for cheaper flights or cheaper hotels? We will show you tips for using VPN to get cheaper airfare and cheaper hotels deals. VPN is widely use to increase online security for to bypass Internet blockings. For example, with some best VPNs for China (好用的VPN) you can visit blocked websites such as Google and Twitter in China. However, with a VPN, you can also change your IP address and appear to be from another location... ❯❯❯

How to Cut Your Company's Legal Cost

In today's complex legal environment the corporate entities and professionals need to be very careful in all the commercial dealings, communications, agreements and contracts. According to attorneys for different industries, this is because any communication can be viewed as a contract or not a binding contract by judicial forums in a later stage when litigation reaches courts... ❯❯❯

Tips for Saving Money on Health Insurance

Being healthy is very important for us. Purchasing insurance such as for medical or dental health has become the top priority in ones' financial planning. More and more people are concerned about health insurance as the medical cost is increasing and it has become unaffordable for many people. As a result, in order to reduce the financial burden on obtaining insurance, many people start looking for ways to save money on this medical insurance... ❯❯❯